Sliding Fee Discount Program Policy

Ocean Mist Counseling and Wellness Business Office Policies SUBJECT: Sliding Fee Discount Program EFFECTIVE DATE: 10/01/2018

POLICY: To make available free or discounted services to those in need.

All clients seeking health care services at Ocean Mist Counseling and Wellness are assured that they will be served regardless of ability to pay. No one is refused service because of lack of financial means to pay. This program is designed to provide free or discounted care to those who have no means, or limited means, to pay for their medical services (uninsured or underinsured). 

OCEAN MIST COUNSELING AND WELLNESS will offer a Sliding Fee Discount Program to all who are unable to pay for their services. OCEAN MIST COUNSELING will base program eligibility on a person’s ability to pay and will not discriminate on the basis of an individual’s race, color, sex, national origin, disability, religion, age, sexual orientation, or gender identity. The Federal Poverty Guidelines are used in creating and annually updating the sliding fee schedule (SFS) to determine eligibility.

The following guidelines are to be followed in providing the Sliding Fee Discount Program. 

         Notification: OCEAN MIST COUNSELING AND WELLNESS will notify patients of the Sliding Fee Discount Program by:

  • Payment Policy Brochure will be available to all patients at the time of service.
  • Notification of the Sliding Fee Discount Program will be offered to each patient upon admission.
  • Sliding Fee Discount Program application will be included with collection notices sent out by Ocean Mist Counseling and Wellness..
  • An explanation of our Sliding Fee Discount Program and our application form are available on Ocean Mist Counseling’s website. 
  • Ocean Mist Counseling places notification of the Sliding Fee Discount Program in the clinic waiting area. 
  1. Request for discount: Requests for discounted services may be made by patients, family members, social services staff or others who are aware of existing financial hardship. The Sliding Fee Discount Program can be made available for clinic visits. Information and forms can be obtained at the business office.
  2. Administration: The Sliding Fee Discount Program procedure will be administered through the Business Office Manager or his designee. Information about the Sliding Fee Discount Program policy and procedure will be provided to patients. Staff are to offer assistance for completion of the application. Dignity and confidentiality will be respected for all who seek and/or are provided health care services.
  3. Completion of Application: The client/responsible party must complete the Sliding Fee Discount Program application in its entirety. Staff will be available, as needed, to assist the client/responsible party with applications. By signing the Sliding Fee Discount Program application, persons are confirming their income to Ocean Mist Counseling and Wellness as disclosed on the application form.
  4. Eligibility: Discounts will be based on income and family size only.
  5. Family is defined as: a group of two people or more (one of whom is the house holder) related by birth, marriage, or adoption and residing together; all such people (indluding related subfamily members) are considered as members of one family. Ocean Mist Counseling will also accept non-related household members when calculating family size.
  6. Income includes: gross wages; salaries; tips; income from business and self-employment; unemployment compensation; workers’ compensation; Social Security; Supplemental Security Income; veterans’ payments; survivor benefits; pension or retirement income; interest; dividends; royalties; income from rental properties, estates, and trusts; alimony; child support; assistance from outside the household; and other miscellaneous sources.
  7. Income verification: Applicants may provide one of the following: prior year W-2, two most recent pay stubs, letter from employer, or Form 4506-T  (if W-2 not filed). Self-employed individuals will be required to submit details of the most recent three months of income and expenses for the business. Adequate information must be made available to determine eligibility for the program. Self-declaration of Income may be used. Patients who are unable to provide written verification may provide a signed statement of income. 
  8. Discounts: Those with incomes at or below 100% of poverty will receive a full 100% discount for health care services. Those with incomes above 100% of poverty, but at or below 200% of poverty, will be charged a nominal fee according to the attached sliding fee schedule. The sliding fee schedule will be updated during the first quarter of every calendar year with the latest FPI Guidelines.
  9. Nominal Fee: Patients with incomes above 100% of poverty, but at lor below 200% of poverty will be charged a nominal fee according to the attached sliding fee schedule and based on their family size and income. However, patients will not be denied services due to an inability to pay. The nominal fee is not a threshold for receiving care and thus, is not a minimum fee or co-payment.
  10. Waiving of Charges: In certain situations, patients may not be able to pay the nominal or discount fee. Waiving of charges must be approved by Ocean Mist Counseling and Wellness’ designated official. Any waiving of charges should be documented in the patient’s file along with an explanation.
  11. Applicant notification: The Sliding Fee Discount Program determination will be provided to the applicant(s) in writing, and will include the percentage of Sliding Fee Discount Program write off, or, if applicable, the reason for denial. If the application is approved for less than a 100% discount or denied, Ocean Mist Counseling and Wellness will work with the client and/or responsible party to establish payment arrangements. Sliding Fee Discount Program applications cover outstanding client balances for six months prior to application date and any balances incurred within 12 months after the approval date, unless their financial situation changes significantly. The applicant has the option to reapply after the 12 months have expired or anytime there has been a significant change in family income. When the applicant reapplies, the look back period will be the lesser of six months or the expiration of their last Sliding Fee Discount Program application.
  12. Refusal to Pay: If a client verbally expresses an unwillingness to pay or vacates the premises without paying for services, the client will be contacted in writing regarding their payment obligations. If the client is not on the sliding fee schedule, a copy of the sliding fee discount program application will be sent with the notice. If the client does not make an effort to pay or fails to respond within 60 days, this constitutes refusal to pay. At this point in time, Ocean Mist Counseling and Wellness can explore options not limited to, but including offering the client a payment plan, waiving of charges, or referring the client to collections.
  13. Record keeping: Information related to Sliding Fee Discount Program decisions will be maintained and preserved in a centralized confidential file located in the Business Office Manager’s Office, in an effort to preserve the dignity of those receiving free or discounted care. 
  14. Applicants that have been approved for the Sliding Fee Discount Program will be logged in Ocean Mist Counseling’s practice management system, noting names of applicants, dates of coverage, and percentage of coverage.
  15. The Business Office Manager will maintain an additional monthly log identifying Sliding Fee Discount Program recipients and dollar amounts. Denials and applications not returned will also be logged.

Policy and procedure review: The SFS will be updated based on the current Federal Poverty Guidelines. Ocean Mist Counseling will also review possible changes in our policy and procedures and for examining institutional practices which may serve as barriers preventing eligible clients from having access to our community care provisions. During the annual budget process, an estimated amount of Sliding Fee Discount Program service will be placed into the budget as a deduction from revenue.

Those with incomes at or below 100% of poverty Those with incomes above 100% of poverty, but at or below 200% of poverty
full 100% discount for health care services50% of service charge

Federal Poverty Level (FPL)

Family size2022 income numbers2023 income numbers
For individuals$13,590$14,580
For a family of 2$18,310$19,720
For a family of 3$23,030$24,860
For a family of 4$27,750$30,000
For a family of 5$32,470$35,140
For a family of 6$37,190$40,280
For a family of 7$41,910$45,420
For a family of 8$46,630$50,560
For a family of 9+Add $4,720 for each extra personAdd $5,140 for each extra person

EFFECTIVE DATE OF THIS NOTICE 

This notice went into effect on October 1, 2018 

Under the Health Insurance Portability and Accountability Act of 1996 (HIPAA), you have certain rights regarding the use and disclosure of your protected health information.